Another Year of Growth: My Investing Diary on American ETFs, Stocks, and Compounding

Finally in 2025 i have signed up with a USA based broker for stocks and etfs operating worldwide as well as had presence in Australia.

i have choosed to invest in S&P500 etf and nasdaq100 tech etf along with investment in Gold and Silver ETfs in usa market.

sharing Charts and data below to indicate historic returns and future expectations.

2025 Scoreboard:

Silver: +130%

Gold: +65%

Copper: +35%

Nasdaq: +20%

PSX: 60%

S&P 500: +16%

Russell 2000: +13%

Bitcoin: –6%

Ethereum: –12%

Altcoins: –42% 

Got a top-notch tip from a mate: in the Brokers account web browser, go to Settings > Dividends, and set up automatic reinvestment for long-term compounding. This way, it buys stocks in fractions at the best rates - aka DRIP (Dividend Reinvestment Plan). Over time, your stock holdings will increase 🚀.

**Prioritize Equity Over Short-Term Gains**  

While a high salary may seem appealing, true financial growth comes from owning a stake in businesses. Instead of solely chasing paycheck increases, focus on acquiring equity—whether through stock options, partnerships, or investments in startups. Equity allows you to benefit from long-term growth, giving you a share in the success of a company rather than just a fixed income. This strategy builds wealth passively and can yield far greater returns than a salary alone.  

**Leverage Compounding for Long-Term Wealth**  

One of the most powerful forces in finance is compound interest. By consistently investing in long-term savings accounts, index funds, or retirement plans or in assets that generate passive income like Real estate, dividend stocks, royalties, and automated businesses can provide steady cash flow with minimal ongoing effort.this way your money grows exponentially over time. The earlier you start, the more you benefit from this snowball effect, where interest earns interest. Patience and discipline in saving today can lead to substantial financial security in the future.  

**Optimize Efficiency, Not Just Effort**  

Increasing income shouldn’t always mean working longer hours. Instead, find ways to maximize earnings within the same (or less) time—whether through scaling a business, automating processes, or investing in high-return opportunities. Smart work, not just hard work, is the key to sustainable financial growth.

How to make your child a millionaire:

- At birth, invest $1k into S&P 500 index fund. 

- Invest $100 every month until they're 21. 

- By age 21, they'll have $109,000 invested. 

- You can leave it alone and let it grow. 

- By age 50, that money should grow to $2.6 million. 

This is how generational wealth is built.

🚨IMPORTANT UPDATE🚨

This is how a $10,000 investment in the S&P 500 is allocated by holdings:

• $710 in Microsoft ($MSFT)  

• $705 in Nvidia ($NVDA)  

• $565 in Apple ($AAPL)  

• $410 in Amazon ($AMZN)  

• $350 in Google ($GOOGL)  

• $310 in Facebook ($META)  

• $240 in Broadcom ($AVGO)  

• $185 in Tesla ($TSLA)  

• $170 in Berkshire Hathaway ($BRK.B)  

• $150 in JPMorgan ($JPM)  

• $130 in Eli Lilly ($LLY)  

• $125 in Visa ($V)  

• $200 in Netflix ($NFLX)  

• $100 in Exxon Mobil ($XOM)  

• $95 in Mastercard ($MA)  

• $80 in Costco ($COST)  

• $75 in Walmart ($WMT)

Save this!

                                             

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